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Understanding Chapter 7 Bankruptcy Eligibility Requirements

Choosing to file bankruptcy isn’t the end of the road. You can start over and thrive after making this tough decision. For more than 20 years, our compassionate attorney at Reedy Law Office has helped our clients in Schuylkill County start fresh financially. We take the time to understand your wishes so that we can develop a plan that can help you accomplish your goals.

Qualifying For Chapter 7 Bankruptcy Protection

Bankruptcy eligibility requirements in Pennsylvania look at many variables. Eligibility is not based on income. In fact, many individuals with higher incomes can qualify, depending on the amount of debt they have.

Our highly skilled bankruptcy team gives personal attention to every client served, without judgment. We will review your circumstances and determine whether you are eligible to file. We evaluate your daily living expenses and secured debt, then compare these to your income. If you are eligible, we immediately begin working to file so that you can begin enjoying the benefits Chapter 7 can provide.

Some of the factors that determine bankruptcy eligibility include:

  • Income to debt ratio
  • Amount of secured debt
  • Daily living expenses
  • Recent bankruptcy with discharged debt

Is Bankruptcy The Right Option For You? Find Out In A Free Bankruptcy Consultation.

We know how unexpected expenses can add up. Bankruptcy is our sole focus, and our deep knowledge can help your situation. Contact us today for a free evaluation of your bills and debt. You will know by the end of the consultation if you are eligible to file and if you are, we will start the process right away.

Get answers to your questions about bankruptcy by speaking with our lawyer. Call us today at 570-593-0076 or send an email to schedule your no-cost, no-obligation case review.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.